Your Retirement Dream Starts Here
Expert financial guidance with 22 years of experience helping you navigate retirement planning with confidence and clarity.
Schedule Free Consultation
Five Critical Questions Before Retirement
01
When Can You Retire?
Planning is key to ensuring lifetime income flow. We use advanced software allowing you to login anytime, make adjustments, and see instant results for today and your future.
02
Maximize Social Security & Pensions
With over 500 Social Security options, we help you compare and choose the right plan. Once you choose, it's final—make the right decision the first time.
03
Select the Right Medicare Plan
We simplify Medicare choices at NO COST. Supplement or Advantage? Which doctors accept your plan? We answer all your questions about coverage, medications, and costs.
04
Determine Your Income Needs
Many clients are unsure how much they can spend in retirement. Our software provides instant results, giving you confidence in your spending without risking poverty or leaving excess estate funds.
05
Overcome Inflation Challenges
We plan for inflation using a laddering strategy, maintaining your desired income throughout retirement and protecting your quality of life.
Five Essential Questions After Retirement
Managing Market Volatility
Most retirees have savings in 401(k) or 403(b) plans at market risk. We show you how to partner RISK money with SAFE money, protecting 25-50% of assets while maintaining 100% market-based performance—with no risk and no fees.
Volatile Market Income
What happens when markets drop while you're taking income? This SEQUENCE OF RETURNS problem requires implementing a VOLATILITY BUFFER strategy.
Tax Efficient Planning
Most have tax preparers, but how many have a TAX ADVISOR? We analyze potential savings and suggest reviewing our plan with your local Tax Advisor.
Asset Protection from Medical Bills
Long-Term Care can be expensive. We reveal multiple options to asset-protect a significant portion of your funds.
Efficient Wealth Transfer
We show you how to leverage wealth transfer options, potentially providing lifetime tax-free income for your family and tax-efficient charitable giving.
When Was the Last Time Someone Really Listened?
Listening is the first and most important part of what we do. After understanding your wants, needs, goals, and concerns, we create your customized road map. As your personalized plan forms, hope and confidence grow.
Life can be complicated and retirement planning is not as simple as we may want it to be. However, when you partner with a trusted advisor with 22 years of experience, the journey becomes simpler and much easier to navigate.
Let's take the first step, meet online, discuss what really matters, and decide if we should work together.
What Our Clients Say
4.8
Google Rating
Based on 23 verified reviews
22
Years Experience
Trusted financial guidance
500+
Social Security Options
We help you find the best
Comprehensive Retirement Planning
Creating a Retirement Plan is key to retiring with success. We help you customize a retirement plan based on your goals and concerns, analyzing market risk, fees, and providing tax strategies along with pension and Social Security maximization.
Risk Management
Protect your assets while maintaining growth potential through strategic portfolio diversification.
Fee Analysis
Comprehensive review of all fees to maximize your retirement savings and investment returns.
Tax Strategies
Advanced planning to minimize tax burden and maximize after-tax retirement income.
Income Optimization
Maximize Social Security and pension benefits through strategic timing and selection.
Social Security Maximization
Over 500 Ways to Take Social Security
Did you know there are over 500 ways to take Social Security? We help you run the numbers to find the best method of maximizing your benefits, which can often result in a $100,000 advantage in some cases.
What strategy works best for you? Our comprehensive analysis ensures you make the optimal choice for your unique situation.
  • Spousal benefit strategies
  • Timing optimization analysis
  • Survivor benefit planning
  • Tax impact considerations
  • Longevity factor assessment

Important: Once you choose your Social Security strategy, that decision is final. You cannot go back and fix it. We help you make the right decision the first time.
Key Retirement Components
Pension Maximization
Consider all options before taking your pension: Single Pension, Joint Pension, or Pension Max with enhanced benefits.
Tax Planning Strategies
Implement working tax strategies into your retirement portfolio. Watch our webinar to learn about impactful strategies.
Annuity Strategies
Grow money with SAFE MONEY options using market indexes without market risk. Learn about four types of annuities.
Medicare Options
Choose the best Medicare plan, review drug plans, and explore travel options. We take the guesswork out with amazing comparison tools.
Federal Employee Benefits
Complete guidance for Federal Employees navigating complex benefits, rules, and guidelines for successful retirement.
Estate Planning
Comprehensive wealth transfer strategies ensuring your legacy benefits your heirs and favorite charities tax-efficiently.
Specialized Services
Boeing Retirement
Specialized planning for Boeing employees with webinars, calendars, and comprehensive retirement guides.
Federal Benefits
Complete Federal Employee benefit analysis with downloadable kits and personalized coaching.
Business Planning
Tax credits, mitigation strategies, and business succession planning for entrepreneurs and business owners.
Long-Term Care
Asset protection strategies for medical expenses with multiple options to preserve your wealth.
Life Insurance
Multi-generational planning, premium finance options, and final expense coverage solutions.
Additional Coverage
Health, dental, and vision insurance options to complete your comprehensive protection plan.
Start Your Retirement Journey Today
Ready to take control of your retirement future? Contact us today for your free consultation. With 22 years of experience and a commitment to truly listening to your needs, we'll create a customized retirement roadmap designed specifically for you.
Schedule Online
Book your free consultation at a time that works for you
Your trusted partner in retirement planning. Let us help you navigate the complexities of retirement with confidence and clarity.